Terms of Service

Last updated: April 2026

About BeaconFMO

BeaconFMO is an independent annuity distribution organization that partners with licensed insurance agents and agencies. We provide carrier access, back-office support, marketing tools, and workflow management through our advisor portal.

Use of Website

This website is for informational purposes about our services. The information provided does not constitute financial, investment, or insurance advice. All insurance products are offered through licensed agents and carriers.

Advisor Portal

Access to the BeaconFMO Portal is available to approved, licensed insurance professionals. By using the portal, you agree to maintain the confidentiality of your account, use the tools for legitimate business purposes, and comply with all applicable insurance regulations and data protection laws.

Intellectual Property

All content, branding, and tools on this website and portal are the property of BeaconFMO unless otherwise noted. Marketing materials you create using our tools are yours to use for your business purposes.

Limitation of Liability

BeaconFMO shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or our services. All services are provided “as is” without warranties of any kind.

Contact

Questions about these terms? Contact us at info@beaconfmo.com.