Annuity Products

The Right Product for Every Client.

40+ carrier relationships. Every annuity type. One quoting desk that finds the best fit — not the biggest commission. We sell what works.

We sell on contractual guarantees — not hypotheticals.

At Beacon, our wholesalers have a specific way of doing business. We build every recommendation around what the contract actually guarantees — not inflated projections, not hypothetical income illustrations, and not best-case scenarios that rarely play out.

We've seen what happens when agents lean on over-inflated projections to close a sale. The client wins on paper and loses in reality. That's not how we operate. We present products that genuinely fit the need — with realistic expectations, transparent mechanics, and outcomes the client can count on.

Whatever case may come across your desk, we'll have a fit for it. And we'll show you products that we believe will perform exactly how they say they will. We look forward to meeting with you, learning how you currently do business, and offering solutions that help you secure the sale — while doing right by the client.

Contractual Guarantees First

We lead with what the policy guarantees in writing — not what it might do in a best-case scenario.

No Inflated Projections

We don't chase renewals with hypothetical income numbers. If it can't be counted on, we don't present it.

Client-First Fit

We match the product to the need — not the commission schedule. When the client wins, everybody wins.

Every annuity type, one quoting desk.

Most Popular

Fixed Indexed Annuities

Upside participation with no direct market loss. Ideal for clients transitioning from growth to protection — with index strategies spanning S&P 500, NASDAQ, and proprietary indices.

  • Principal protection with index-linked growth
  • Multiple crediting strategies available
  • Optional income riders for lifetime income
  • Surrender periods typically 5–10 years
Get Contracted
Guaranteed Rate

Multi-Year Guaranteed Annuities

Fixed rates across defined terms — the annuity equivalent of a CD, without the bank. Our MYGA desk monitors rates daily and pushes top-of-market options to contracted agents in real time.

  • Guaranteed fixed rate for the full term
  • Terms from 2 to 10 years
  • No market risk — rate locked at issue
  • Competitive with bank CDs, tax-deferred
Get Contracted
Retirement Income

Income Riders & SPIA

Guaranteed income for clients who need a paycheck in retirement. We quote across carriers for the highest payout factor relative to your client's age, health, and time horizon.

  • Lifetime income guarantees
  • Single and joint-life payout options
  • Immediate and deferred income starts
  • We quote across carriers for best payout
Get Contracted
IRA / 401k Rollovers

Rollover & Transfer Strategies

From direct IRA rollovers to 401(k)/403(b) transfers, we provide compliant letter-of-instruction templates, transfer tracking, and carrier-specific guidance for every rollover scenario.

  • Direct and indirect rollover support
  • Compliant letter-of-instruction templates
  • Transfer tracking and status updates
  • Carrier-specific guidance for each scenario
Get Contracted
40+
Carrier relationships
100%
Independent — no proprietary products
15 min
Avg. response from our quoting desk
$2.6M
Avg. agent annual production

Ready to sell products that actually perform?

Contract with Beacon and get access to 40+ carriers, a dedicated quoting desk, and a team that puts the client first.